Tortilla Chip Dip

Layer in order in 9x13" pan:

28-oz can refried beans
15 oz can of olives, sliced (save a few for garnish)
1 lb ground beef or chicken, cooked and cooled (optional)
1 can diced green chilis
2-3 cups shredded lettuce
1-2 cups salsa (use your favorite)
2-3 cups shredded cheese, your choice
1-2 cups sour cream
2-3 diced tomatoes
Garnish with a few sliced olives

Serve cold with tortilla chips.